Cash back is earned when digital gift cards are purchased from any of our participating merchant partners. Credit card information is securely stored in your account profile to make purchases of digital gift cards easy and fast. You may be at a store register or in a restaurant when you want to buy, so we don’t want you to have to enter credit card information to finalize transactions. Having a credit card stored makes the process and user experience quite simple. We are PCI 1 compliant, the highest level of security standards in the United States. Our systems are audited and certified four times a year by an independent firm for compliance. And we will never sell your information to a third party either!